This endpoint allows you to submit transaction data for credit scoring.
Headers
Name
Type
Description
Authentication
String
Authentication token to track down who is emptying our stocks.
Request Parameters
Name
Type
Description
merchant_id
String
ID of the merchant
{"merchant_id": "P-CUST-2023-00084"}
{"status": 200,"message": "Transaction score data fetched successfully","data": {"customer_id":1001,"merchant_id":"M12345","loan_type":"short_term","principal_segment":"SME",// Order count"no_of_orders_1m":15,"no_of_orders_3m":45,"no_of_orders_6m":120,// Total order amount"total_order_amount_1m":20000.25,"total_order_amount_3m":54000.45,"total_order_amount_6m":150000.75,// Maximum order amount"max_order_amount_1m":2500.0,"max_order_amount_3m":4000.0,"max_order_amount_6m":5000.0,// Minimum order amount"min_order_amount_1m":350.0,"min_order_amount_3m":300.0,"min_order_amount_6m":250.0,// Number of unique products"no_unique_products_1m":10,"no_unique_products_3m":18,"no_unique_products_6m":35, {...}"score_output": {"reason_code_1":"Low number of transactions","reason_code_2":"Low frequency of transactions","reason_code_3":"Customer inactive for a long period","reason_code_4":"Low transaction volumes","probability":"45.56","grade":"GG","credit_score":"412", },"fraud_output": {"transaction_risk_score":68.45,"risk_grade":"High Risk","reason_codes": {"code_1":"Low transaction count over the past 90 days","code_2":"Irregular transaction frequency compared to historical patterns","code_3":"Extended inactivity period detected (last transaction > 180 days)", },"alert_flag":"Red","recommended_action":"Immediate manual review and enhanced due diligence", }, },};