Scoring Results

Get the credit scoring results of an uploaded Mpesa statement statement

Get Statement Scores

GET {{BASE_URL}}/api/v1/statements/mpesa/report?ref_id=:reference_id

This endpoint allows you to get the credit scoring results of an mpesa statement

Query Parameters

Name	Type	Description
ref_id*	String	reference id in statement upload response

Headers

Name	Type	Description
Authentication*	String	Authentication token to track who is making the requests.

200 Categories successfully retrieved.

{
    "status": 200,
    "message": "Mpesa statement score report fetched successfully",
    {
   "data": {
       {
           "national_id": 1001,
           "phone_number": "M12345",
           “other_details”: { ... },
           
            "statement_details": [
                    {
                        "transaction_id": "PLV6XV3WK2",
                        "transaction_type": "Customer Transfer to 0721***691 - LEON NYONGA ARIGI",
                        "received_amount": 575.65,
                        "sent_amount": 0,
                        "balance_then": 236363.31,
                        "transaction_datetime": "2024-09-28T00:00:00"
                    },
                    
                    {
                    "transaction_id": "PLV6XV3WK3",
                    "transaction_type": "Customer Transfer to 0721***691 - LEON NYONGA ARIGI",
                    "received_amount": 575.65,
                    "sent_amount": 0,
                    "balance_then": 1000.31,
                    "transaction_datetime": "2024-09-28T00:00:00"
                }
            ],
            
           "score_output": {
               "reason_code_1": "Low number of transactions",
               "reason_code_2": "Low frequency of transactions",
               "reason_code_3": "Customer inactive for a long period",
               "reason_code_4": "Low transaction volumes",
               "probability": "45.56",
               "grade": "GG",
               "credit_score": "412"
           },
           
          "received_amount_trend": {
               "2023-11-30": 603407.4,
               "2023-12-31": 858879.0
           },
           
           "sent_amount_trend": {
               "2023-11-30": 214903.6,
               "2023-12-31": 357154.7
           },
           
           "balance_amount_trend": {
               "2023-11-30": 25844.450764,
               "2023-12-31": 35800.46298
           },
           
           "received_amount_trend": {
               "2023-11-30": 603407.4,
               "2023-12-31": 858879.0
           },
           
           "sent_amount_trend": {
               "2023-11-30": 214903.6,
               "2023-12-31": 357154.7
           },
           
           "balance_amount_trend": {
               "2023-11-30": 25844.450764,
               "2023-12-31": 35800.46298
           }

        },
        "fraud_data": {
          "message": "successfully obtained IPRS data",
          "national_id": "550000055",
          "statement_name": [
            "JOHN",
            "ALPHA",
            "DOE"
          ],
          "customer_name": [
            "Peter",
            "Marangi"
          ],
          "similarity_score": 0,
          "verified_status": "no match"
        },
    }
  }
}

404 Could not find a cake matching this query.

{
    "status": 400,
    "message": "Statment Not Found"
}