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Upload Statement (Extraction)
Upload consumer, till and paybill mpesa statement for analysis and credit scoring
post
{{BASE_URL}}
/api/v1/statement/mfi/mpesa/upload
Upload Statement Mpesa Statments
{
"national_id": "546444747",
"file_name": "MPESA_Statement_2022-12-07_to_2023-03-07_254707888888_54646.pdf",
"callback_url": "https://webhook.site/45349498-57fc-4ab1-bcdb-0b0b1a657932",
"statement_type": "user_statement",
"file":"base 64 file string",
"kyc_data": {
"name": "ANTHONY KAMAU",
"gender": "Male",
"location": "Nairobi",
"dob": "1987-08-06"
}
}
{
"reference_id": "2a9a22f2-a593-4b32-ab67-9dd84adfa077",
"status": 200,
"message": "Statement analytics callback successfully fetched",
"phone_number": "254712039804",
"name": "ANTHONY MATHENGE",
"statement_data": {
"id": 0,
"national_id": "390132",
"created_at": null,
"jsonurl": "_ANTHONY_MATHENGE1_01Jan2023_to_08Jun2023_943537.json",
"ref_id": "2a9a22f2-a593-4b32-ab67-9dd84adfa077",
"output_data": {
"id": null,
"national_id": "390132",
"first_transaction_date": "2023-02-01",
"last_transaction_date": "2023-02-22",
"statement_days": "22",
"total_received_amount": "57128.729999999996",
"total_spent_amount": "49274.020000000004",
"no_of_credit_transactions": "16",
"no_of_debit_transactions": "143",
"opening_balance": "284.4",
"closing_balance": "8973.46",
"average_balance": null,
"limit": null,
"total_borrowed_amount": null,
"operational_cost": null,
"unique_customers_served": null,
"count_of_loans": "2",
"total_loan_repayment_amount": "1122.22",
"count_of_loan_repyments": null,
"debt_income_ratio": "0.0",
"debit_credit_ratio": "1.0",
"average_monthly_received": "2597.0",
"mpesa_type": null,
"no_debit_credit_ratio": "8.94",
"borrowing_vs_income_ratio": "0.0",
"gender": "Male",
"dob": "1970-10-12",
"name": "Test",
"location": "Nairobi",
"age": "52",
"inactive_days": "150",
"max_sent": "13000.0",
"mean_sent": "286.4768604651163",
"max_received": "13000.0",
"z_sent": "0.2007752118001289",
"z_received": "0.19636785120493544",
"z_balance": "0.5950363788591533",
"n_received": "16",
"n_sent": "143",
"unemployment": "5.74",
"inflation": "8",
"fx": "140",
"gas": "1.8",
"food_inflation": "10",
"Total": "0.8",
"avg_balance": "1551.679069767442",
"total_borrowed_mpesa": "251.73",
"count_of_loan_repayments": "5",
"repayment_rate": "Good",
"bank_rate": "10.5",
"mean_received": "332.1437790697674",
"spending_rate": "Moderate",
"spending_rate_ratio": "1.0",
"repayment_rate_ratio": "2.5",
"repayment_rate_ratio_n": "2.5",
"total_savings": "0.0",
"total_shopping": "1720.0",
"total_gaming": "0.0",
"total_eat_drink": "0.0",
"total_betting": "0.0",
"total_education": "0.0",
"total_technology_electronics": "0.0",
"total_groceries": "0.0",
"total_airtime_internet_topups": "0.0",
"total_mobile_loans": "0.0",
"total_electricty": "0.0",
"total_water": "0.0",
"total_fuel": "0.0",
"debt_ratio": "0.16",
"mobiLoansScore": null,
"score": "347.5840620944491",
"score_cat": "Fair",
"credit_history": null,
"default_probability": "0.8193669589848304",
"npa": null,
"npa_closed": null,
"borrowing_vs_income": "Good",
"pezesha_mpesa_credit_score": "347.5840620944491",
"pezesha_mpesa_crb_credit_score": null,
"crb_mobile_loan_score": null,
"pezesha_average_score": "347.5840620944491"
}
}
}
Last modified 4mo ago